Home Solution Lenders, Inc. Loan Types

FHA are Mortgages designed to help homebuyers purchase or existing homeowners refinance. FHA Loans offer the advantages of a low down payment and more flexible guidelines for qualification. FHA loans are insured by the Federal Housing Authority. Home Solution Lenders, Inc is a FHA Direct Endorsed Lender. To determine if you qualify for a FHA Mortgage, just talk with one of Home Solution Lenders, Inc experts. Why a Home Solution Lenders, Inc FHA Loan

• Purchase or Refinance Available
• 3.5% Minimum Down payment
• 580 Minimum Credit Score
• Fixed Rates or adjustable rates
  

A mortgage loan not insured by any government program, conventional loans are the most common type of mortgage. Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac.
Home Solution Lenders, Inc is an Approved Lender with delegation to Underwrite Conventional Loans. To determine if you qualify for a Conventional Mortgage, just talk with one of our Home Solution Lenders, Inc experts.

• Purchase or Refinance Available
• 3% Down payment Required
• 620 Minimum Credit Score
• Fixed or adjustable rates
  

You don’t have to buy a cow or a farm to qualify for a USDA Loan.  Is your property in a USDA area? Contact us to determine property and income eligibility requirements. Purchase loans and refinance options are available:

·  0$ Down payment Required 

·  580 Minimum Credit Score 

·  Fixed Rate Only with 30 Year Term

Is your property in a USDA Area?

Does your household income meet the requirement?

If you are serving in the Armed Forces, or are a veteran, we first want to say THANK YOU for serving our country. A VA Mortgage is a home loan that is guaranteed by the Department of Veterans Affairs (VA). Purchases required no down payment and Refinances provide streamline documentation without appraisal. Home Solution Lenders, Inc is an Automatic Approved Lender with VA. To determine if you qualify for a VA Mortgage, just talk with one of Home Solution Lenders, Inc experts.
VA loans benefits: 

• $0 Down payment required
• 580 Minimum Credit Score
• No PMI requirement
• Fixed Rates or adjustable rates
  

We are a locally owned mortgage lender who specializes in new construction end loans. We have closed 1000’s of New Construction loans. We have developed a system to reduce builders risk by buyer fallout during the construction phases. We personally work with many sales agents and many builders, who would recommend us.
Applies to:

• FHA
• VA
• USDA
• Conventional

If you're looking to build and finance your primary residence or vacation home, a Home Solution Lenders, Inc. construction-to-permanent loan may be right for you. Partnered with our Construction bank, we are able to finance a land purchase, as well as obtain financing for the construction, prior to building your new home. 

To determine if you qualify for a Construction Loan, contact our Home Solution Lenders, Inc. experts.  Construction to Perm Loan options:

• FHA 
• VA
• Conventional