Lender Credit

Home Solution Lenders Inc. *.375% closing cost credit promotion offer is for purchase loan applications with a property identified, and application received between Dec 1st 2018 – March 31st, 2019. The closing cost credit is given on the Final Closing Disclosure and is calculated off the final loan amount. This is not an offer for extension of credit or a commitment to lend and is subject to change without notice. Certain restrictions apply on all programs. Complete guidelines, loan applications, interest rates and annual percentage rates (APRs) are available through Home Solution Lenders Inc.
Other restrictions or limitations to any program may apply. Not all applicants will qualify. Cannot be combined with any other offer.

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Loan Types

FHA Loans

FHA are Mortgages designed to help homebuyers purchase or existing homeowners refinance. FHA Loans offer the advantages of a low down payment and more flexible guidelines for qualification. FHA loans are insured by the Federal Housing Authority. Home Solution Lenders, Inc is a FHA Direct Endorsed Lender. To determine if you qualify for a FHA Mortgage, just talk with one of Home Solution Lenders, Inc experts. Why a Home Solution Lenders, Inc FHA Loan

  • Purchase or Refinance Available
  • 3.5% Minimum Down payment
  • 580 Minimum Credit Score
  • Fixed Rates or adjustable rates

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Conventional Loans

A mortgage loan not insured by any government program, conventional loans are the most common type of mortgage. Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac.

Home Solution Lenders, Inc is an Approved Lender with delegation to Underwrite Conventional Loans. To determine if you qualify for a Conventional Mortgage, just talk with one of our Home Solution Lenders, Inc experts.


  • Purchase or Refinance Available
  • 3% Down payment Required
  • 620 Minimum Credit Score
  • Fixed or adjustable rates

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USDA Loans

  • Purchase or Refinance Available
  • 0$ Down payment Required
  • 580 Minimum Credit Score
  • Fixed Rate Only with 30 Year Term

Is your property in a USDA Area? Find out by clicking the link below:

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Does your household income meet the requirement? Find out by clicking the link below:

https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state

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VA Loans

If you are serving in the Armed Forces, or are a veteran, we first want to say THANK YOU for serving our country. A VA Mortgage is a home loan that is guaranteed by the Department of Veterans Affairs (VA). Purchases required no down payment and Refinances provide streamline documentation without appraisal. Home Solution Lenders, Inc is an Automatic Approved Lender with VA. To determine if you qualify for a VA Mortgage, just talk with one of Home Solution Lenders, Inc experts.

Why a Home Solution Lenders, Inc VA Loan:

  • Purchase or Refinance Available
  • 0$ Down payment Required
  • 580 Minimum Credit Score
  • No PMI requirement
  • Fixed Rates or adjustable rates

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Construction End Loans

We are a locally owned mortgage lender who specializes in new construction end loans. We have closed 1000’s of New Construction loans. We have developed a system to reduce builders risk by buyer fallout during the construction phases. We personally work with many sales agents and many builders, who would recommend us.


The below loans get the added benefit of our lower credit score guideline and flexible underwriting:

  • FHA
  • VA
  • USDA
  • Conventional

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Construction to Permanent Loans

If you're looking to build and finance your primary residence or vacation home, a Home Solution Lenders, Inc. construction-to-permanent loan may be right for you. Partnered with our Construction bank, we are able to finance a land purchase, as well as obtain financing for the construction, prior to building your new home. 

To determine if you qualify for a Construction Loan, just talk with one of Home Solution Lenders, Inc. experts. 

Why a Home Solution Lenders, Inc. Construction to Perm Loan:


  • FHA 
  • VA
  • Conventional

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Florida Bond Programs

 A mortgage loan program that offers down payment for First Time homebuyers that lack the down payment and closing cost when purchasing a home. 

Home Solution Lenders, Inc. is an Approved Bond Lender. To determine if you qualify for a Florida Bond Loan, just talk with one of Home Solution Lenders, Inc. experts. 

Why a Home Solution Lenders, Inc. Bond Loan 

· ​Purchase Only 

· Fixed Rates 30 Year Term 

· Income Restricted 

To find out if you meet the income requirement click here

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Refinance

Value Increase may make you eligible to Remove PMI. Rates are lower than ever before, call Home Solution Lenders or

To determine what Refinance options are the best, just talk with one of Home Solution Lenders, Inc experts.

Why a Home Solution Lenders, Inc refinance Loan

  • Lender Paid Closing Cost option available
  • Close in 30 days!
  • Get Cash Out to Leverage debt
  • Reduce mortgage payment and Interest Rate
  • Reduce your mortgage term

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*Home Solution Lenders, Inc is not affiliated with or acting on behalf of or

at the direction of the FHA, VA, USDA, Fannie Mae, Freddie or the Federal

Government.